Bill Prelogar @ Nearing Staats Prelogar & Jones:



"After making a quick forward forecast of our repurchase obligations, we realized we needed more solid and defensible projections so we could plan to cover those withdrawals in a way that would not burden the firm or our ESOP. ESOP Economics, Inc. did a terrific job of guiding us through the process and providing a readily understandable forecast tool that helped us properly plan for these retirement events."